Certificate of Completion

Hastings County

City of Belleville

City of Belleville

Bank of Montreal Interior Fit-up

Date substantially performed:

2006-11-24

Date certificate signed:

2006-11-24

Name of Owner

Bank of Montreal

Address of Owner

Corporate Real Estate, 17th Floor, 55 Bloor Street West, Tor

Name of Contractor

PCL Constructors Canada Inc.

Address of Contractor

49 Auriga Drive, Nepean, ON K2E 8A1

Name of Certifier

KWC Architects Inc.

Address of Certifier

110 Argyle Avenue, Second Floor, Ottawa, ON K2P 1B4

Quinte Bell Lands Part Lots 19 and 20, Plan 22 Lemoine; designated as Part 2 on Plan 21R-17161; Together with and subject to OR576485; City of Belleville, County of Hastings Quinte Crossroads Lands Firstly: PIN 40592-0015 (LT), Part Lots 20 and 21 Plan 22 Lemoine; Part Mary Street, Plan 22 Lemoine (closed by OR533450), designated as Part 5 on Plan 21R-19290; Together with and subject to OR576485; Together with right of way over Part Lots 20 and 21 and Part Mary Street, Plan 22 designated as Part 4 on Plan 21R-19290 as in LT58112; City of Belleville, County of Hastings Secondly: Part Lots 20, 21, 22 and 23, Plan 22 Lemoine, designated as Parts 4 and 6 on Plan 21R-19290; City of Belleville, County of Hastings