Certificate of Completion

Niagara Region

9 Pine Street North, Thorold, ON

9 Pine Street North, Thorold, ON

Renovation of existing branch, replacement of exterior signage and store front

Date substantially performed:

2005-09-15

Date certificate signed:

2005-11-17

Name of Owner

Bank of Montreal

Address of Owner

9 Pine Street North, Thorold, ON

Name of Contractor

PCL Constructors Canada Inc.

Address of Contractor

2085 Hurontario Street, Suite 105, Mississauga, ON L5A 4G1

17th Floor, 55 Bloor Street West, Toronto, M4W 3N5