Certificate of Completion

City of Toronto,

Canada Trust Tower, BCE Place, 161 Bay Street, 3rd Floor, Toronto, Ont.

Canada Trust Tower, BCE Place, 161 Bay Street, 3rd Floor, Toronto, Ont.

Renovation completed for Phase III for offices on 3rd floor.

Date substantially performed:

2002-10-11

Date certificate signed:

2002-10-16

Name of Owner

TD Bank Financial Group, Corporate Real Estate.

Address of Owner

Canadian Pacific Tower, 100 Wellington Street W., 30th Floor

Name of Contractor

Morocas General Contractors Limited.

Address of Contractor

103 Fairbank Avenue, Toronto, ON M6E 3Y9

Name of Certifier

Marney L. Weir, Manager, Corporate Real Estate, TD Bank Financial Group.

Address of Certifier

Same as Owner.

Parcel Plan 7, Section 66M-2267 (leasehold) being the whole of Block 1 on Plan 66M-2267 in the City of Toronto, in the Municipality of Metropolitan Toronto.