Certificate of Completion

City of Toronto,

443 University Avenue, Toronto, ON M5G 1T8.

443 University Avenue, Toronto, ON M5G 1T8.

Renovations and Royal Bank Financial Group Branch Fit-up.

Date substantially performed:

1999-09-27

Date certificate signed:

1999-09-30

Name of Owner

The Royal Bank of Canada.

Address of Owner

21st Floor, North Tower, Royal Bank Plaza, Toronto, ON M5J 2

Name of Contractor

Cloke-Kirby Construction Limited.

Address of Contractor

196 Nantucket Blvd., Scarborough, Ont. M1P 2N9.

Name of Certifier

John C. Houghton Associates, Architecture & Interiors.

Address of Certifier

495 Davenport Road, Toronto, ON M4V 1V7.

443 University Ave., Toronto, ON.