Certificate of Completion

Middlesex County,

City of London,

City of London,

Branch Services Centre Lunchroom Expansion 1909 Oxford St. E., London, ON N5V 4L9

Date substantially performed:

2000-04-19

Date certificate signed:

2000-04-24

Name of Owner

TD Bank Financial Group, Corporate Real Estate

Address of Owner

Ernst & Young Tower, 222 Bay Street, 20th Floor, Toronto

Name of Contractor

McKay-Cocker Construction Limited.

Address of Contractor

1665 Oxford Street E., London, ON N5W 5H3.

Name of Certifier

Gail A. Rankin

Address of Certifier

Same as owner.

Certain lands in the City of London in the County of Middlesex being composed of part of Lots 4, 5 and 6 according to Plan 260, registered in the Land Registry Office for the Registry Division of Middlesex East, designated as Parts 1 and 2 on Reference Plan 33R-8518