Certificate of Completion

Middlesex County

1178 Oxford Street West

1178 Oxford Street West

Construction of stand-alone branch including shell and fit-out

Date substantially performed:

2004-06-25

Date certificate signed:

2004-07-29

Name of Owner

Bank of Montreal

Address of Owner

100 King Street, 20th Floor, First Canadian Place, Toronto O

Name of Contractor

PCL Constructors Canada Inc.

Address of Contractor

Suite 105, 2085 Hurontario Street,

100 King Street, 20th Floor, First Canadian Place, Toronto ON M5X 1A1