Certificate of Completion

City of Toronto

400 University Ave. Toronto

400 University Ave. Toronto

Garage Waterproofing Repairs

Date substantially performed:

2002-05-07

Date certificate signed:

2002-05-23

Name of Owner

Zurich Canada Holdings Limited

Address of Owner

c/o O&Y Enterprise Commercial Management Office, 22nd Fl

Name of Contractor

Macdero Construction (Ontario) Ltd.

Address of Contractor

13 Jutland Road Etobicoke, ON M8Z 2G6

Name of Certifier

Halsall Associates Limited

Address of Certifier

2300 Yonge Street., Suite 2300, PO Box 2385, toronto, ON M4P

Parcel 14-1 in the register for Section A-1, City of Toronto, Municipality of Metropolitan Toronto, comprising of Lots 15 and 16 and those Parts of Lots 14 and 17 on the East Side of Simcoe Street according to plans 1, 49 and 55 registered in the Land Registry Office for the Registry Division of Toronto; All of Lots 1 and 2 and Part of Lot 3 according to Plan D-211 registered in the said registry Office, and Parts of Block “A” according to Plan 661E registered in the said registry Office; all designated as Part 1 on a Plan of Survey of Record deposited in the Land Registry Office for the Land Titles Division of Metropolitan Toronto as R-4448.