Certificate of Completion

City of Toronto,

400 University Avenue.

400 University Avenue.

Renovations to 400 University Ave..

Date substantially performed:

1999-07-31

Date certificate signed:

1999-08-27

Name of Owner

Zurich Canadian Holdings Ltd.

Address of Owner

400 University Ave., Toronto, ON M5G 1S5.

Name of Contractor

Corporate National Construction Ltd.

Address of Contractor

21 Kern Road, Toronto, ON M3B 1S9.

Name of Certifier

Page+Steele Incorporated.

Address of Certifier

95 St. Clair Avenue West, Toronto, ON M4V 1N6.

Parcel 14-1 in the Register for Section A-1, City of Toronto, Municipality of Metropolitan Toronto, comprising All of Lots 15 and 16 and those parts of Lots 14 and 17 on the East Side of Simcoe Street according to Plans 1, 49 and 55 registered in the Land Registry Office for the Registry Division of Toronto; All of Lots 1 and 2 and Part of Lot 3 according to Plan D-211 registered in the said Registry Office; and parts of Block "A" according to Plan 661E registered in the said Registry Office; all designated as Part 1 on a Plan of Survey of Record deposited in the Land Registry Office for the Land Titles Division of Metropolitan Toronto as R-4448.