Certificate of Completion

Niagara Region,

City of Welland,

City of Welland,

New Bank Branch.

Date substantially performed:

1999-04-07

Date certificate signed:

1999-04-09

Name of Owner

Toronto Dominion Bank, Ontario Region, Real Estate.

Address of Owner

Ernst & Young Tower, 222 Bay Street, 20th Floor, Toronto

Name of Contractor

XDG Ltd.

Address of Contractor

PO Box 150, 250 Woolwich St. S., Breslau, ON N0B 1M0.

Name of Certifier

J.M.O. Grey, Vice-President and Chief Architect, T.D. Bank.

Address of Certifier

Toronto Dominion Bank, Architects Department, Mail: P.O. Box

Lot Number, Part 2, 6, 15 and 17, Plan Number 59R-9893.