Certificate of Completion

Waterloo Region,

Town of Kitchener,

Town of Kitchener,

The Bank of Nova Scotia Renovations, King & Sheldon, Kitchener.

Date substantially performed:

1999-04-23

Date certificate signed:

1999-04-28

Name of Owner

The Bank of Nova Scotia.

Address of Owner

Scotia Plaza, 44 King Street West, Toronto, ON M5H 1H1.

Name of Contractor

Nith Valley Construction Ltd.

Address of Contractor

482 Huron Street, New Hamburg, ON N0B 2G0.

Name of Certifier

John Oxenbury.

Address of Certifier

FIRM Associates Inc., 21 Hedgewood Road, Toronto, M2L 1L4.